Keys to Writing an Effective Resume

Keys to Writing an Effective ResumeIf you are trying to find the keys to writing an effective resume, you will certainly need to learn how to write a very personal one. It would help to bring in some information that may be different from the facts you have already. It is the key to success.How do you get a professional resume writer to work with you? Your first step is to find out about your worth. You should be sure that you really are the one they want to hire. In other words, you must convince them of who you are and why you are the one for the job.The resume that you put together must show that you are valuable and who you are. This is why it is crucial to get your professional resume writer to come up with your own unique statement of purpose and why you are the right person for the job. You can do this by coming up with a few facts and taking them back to reality.A professional resume writer can help you immensely with this. After all, there is no point in going to a college o r vocational school to get a degree in something if you are not going to use it. The career that you have chosen will be based on your education and that is why it is important to show off the skills that you have earned and are truly the type of people who are capable of the position that you have chosen. No resume writer is going to work with you if you do not go to the same level.Do you know what employers look for? Once you have learned about what employers look for, you will know what to put on your resume. It is best to work with something that is original and focused on what you have done to get where you are today. There is no point in telling a story about your background or your experiences unless you make it relevant. The resume should actually be written based on what you do, rather than what you were.Do not focus on words as much as on phrases and headings. If you come up with something that is meant to reflect who you are and what you can do, then you can be sure that the resume writer will love working with you. Your resume will speak volumes and when you have some good content on the resume, it helps a lot to know that you have done your research.Make sure that the content on your resume is relevant. You will be surprised how much this will help your resume stand out and open the doors to more options.

Uber What Insurance Do Ride Share Drivers Need

Uber What Insurance Do Ride Share Drivers Need In 2014, Uber and Lyft rolled out expanded liability insurance for a rapidly growing fleet of independent drivers. For riders, the implication was clear: if you’re injured during a trip with a ride hailing service, the damages will be covered â€" up to $1 million. If you’re a civilian driver who has collided with an Uber or Lyft, you’ll navigate the claims process as you normally would. But if you’re a ride share driver, things aren’t that simple. The two companies’ collision insurance comes with a steep deductible and doesn’t cover every situation. Worse, if your personal insurer learns you work for a car-hailing app, they can drop you from your plan. Confused? You’re not the only one. If you’re a ride share driver, or thinking of becoming one, here’s what you need to know about insurance. Video Player is loading.Play VideoPlayMuteCurrent Time  0:00/Duration  0:00Loaded: 0%Stream Type  LIVESeek to live, currently playing liveLIVERemaining Time  -0:00  Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions and subtitles off, selectedAudio TrackFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.PlayMuteCurrent Time  0:00/Duratio n  0:00Loaded: 0%Stream Type  LIVESeek to live, currently playing liveLIVERemaining Time  -0:00  Playback Rate1xFullscreen Uber’s and Lyft’s Contribution Ride sharing was uncharted territory just a few years ago, remember, so Uber and Lyft came onto the scene with little regulation or insurance liability. In 2014, that changed. On New Year’s Eve, a six-year-old girl was struck and killed by an Uber driver in San Francisco, and the company tried to distance itself from the incident. The driver wasn’t carrying a passenger, and wasn’t en route to one, so Uber claimed no responsibility. The family sued, and lawmakers pushed for greater insurance requirements for ride sharing companies. Shortly after, Uber and its competitors expanded their policies to include between-ride accidents. It’s a positive step, but the expanded policies don’t give drivers full coverage. Today, there are three tiers that Uber and Lyft use for determining liability: Period 1: Driver has the app “on” and is waiting for a request. The companies provide no collision coverage during this stage, and limited liability coverage â€" up to $50,00 for bodily injury with a total of $100,000 per accident. Period 2: Driver has app “on” and has accepted a request or is on the way to a pick up a passenger. Uber and Lyft provide both liability and collision coverage during this stage. Collision insurance comes with a $1,000 deductible for Uber, and a $2,500 deductible for Lyft. Period 3: Driver has a passenger in the car. Uber and Lyft assume the same liability and collision coverage as period 2. Uber’s and Lyft’s insurance usually kicks in when a driver’s personal auto insurance fails to cover the damages. A driver’s insurer is likely to fight the charges, so this happens often â€" and can end with the driver losing his or her personal policy, says Harry Campbell, an L.A.-based ride share driver and the blogger behind “The Rideshare Guy.” “If you get into an accident in California, one of the first questions your insurer asks you is ‘Are you an Uber or Lyft driver?’” Campbell says. “If you say yes, they can drop you, and if you say no, you’re lying to your insurer.” Ride Share Insurance Uber and Lyft drivers can purchase commercial insurance, but those policies are prohibitively expensive for most people. Conservative estimates range from $3,000 to $5,000 a year, Campbell says. As a result, major insurance carriers have begun offering ride share insurance, which are personal plans that cover drivers during between-trip accidents. Ride share policies are more affordable than their commercial counterparts (most run between $100 and $200 a month) and are available from nearly every major carrier. “A number of insurers are selling this as an endorsement, or a rider, to a policy,” says Peter Kochenburger, associate clinical professor of law at the University of Connecticut and a specialist in insurance and consumer law. “The idea is to close the gap between a personal policy and Uber’s policy. If you drive and you don’t have one of those endorsements, your personal policy won’t be sufficient in an accident.” This sliver of the insurance industry is still very new, so there’s little competition. Drivers in most states have only one insurance option, and some driversâ€"those in Hawaii, Oregon and Idaho, for instanceâ€"don’t have access to ride share insurance at all. Kochenburger is optimistic that states will soon iron out those wrinkles. “It’s really about coordinating coverage,” he says. “States are figuring out their ride sharing laws, and setting the appropriate parameters. Once every state figures out what they’re going to allow, the ability to obtain sufficient insurance as a driver will be much easier.” The Takeaway For drivers whose livelihood depends on Uber and Lyft, particularly those in states without access to third-party insurance, even a fender bender can spell disaster. “If your car is your money maker, and an accident isn’t covered, you lose both your money and your ability to make it back,” Campbell says. “It’s a tough position to be in.” As ride sharing continues to evolve, so will its insurance options. Survey your options before getting in too deep.

Resume Nightmares Part One - Work It Daily

Resume Nightmares Part One - Work It Daily For fans of reality shows like “The Profit,” “Kitchen Nightmares,” and “Bar Rescue,” there is familiarity with the strong statements from the shows’ stars: “I’m 100% in charge.” “This is the worst kitchen I’ve seen!” “You can’t keep doing this. You’re giving away too much food and drinks.” “What a disaster. This place is disgusting!” Related: The Right Resume Format To Get You Noticed I’ve left out the extreme language used to aggressively attack the failing businesses, restaurants, and bars. They point out every flaw in the structure, confront bad relationships â€" and make a passionate attempt to improve the business with expert advice. And in many cases, they confront owners who think everything is OK â€" and they’ve done nothing wrong, despite the failures. I present this introduction because, over the last two years, I’ve been voluntarily reviewing resumes for many people, with a particular focus on veterans. Too many of the resumes I’ve received have been “Resume Nightmares.” I don’t mean just the boring, somewhat typical “just the facts” resumes. I mean resumes that having me going very “Gordon Ramsey” and wanting to be “100% in charge” of making changes. The Initial Review On all of these reality shows, it starts with an overall review of the business, touring the site, sampling the food and/or service. It’s all about measuring first impressions. On “Kitchen Nightmares,” Gordon Ramsey wants to sample the menu and meet servers before he gets in-depth information from the owners and chefs. My response to a resume that I receive is similar. I very deliberately turn on my “first impression monitor” and imagine seeing this resume as if it had been submitted to me for a job. Frequently, I’ll print it out for a different visual impression than I get on a monitor. It is not uncommon for the resume to generate a strong negative reaction: poorly formatted, small font, long narrative paragraphs, longer lists of “skills.” It’s taken just a few seconds but, as a potential employer, it’s ready for the “C-Pile,” and I’m moving on. I just received a resume to review. I was immediately distracted by the person’s current job title appearing under his name at the top of the resume â€" a job title having very little if anything to do with the positions he told me he was interested in. Then I was drawn to long, 14-15 lines long, 9pt paragraphs on his current and previous position. This resume also had a highlighted “Willing to relocate anywhere” line right after his contact information. Relevant but it seemed to distract at the top of the resume. Watch just a few episodes of these reality shows and you’ll often see multiple “distractions.” This resume has three strikes against it from the initial review â€" a highly probability for that “C-Pile.” The Deep Dive After the first impressions, each of these reality shows proceeds with a “deep dive” into the business. In some ways, each provides an interesting structure for considering a resume. “The Profit” carefully examines the business’s “people, product, and process” while “Kitchen Nightmare” is eager to examine and sample the menu. For a resume, it’s time to read it carefully, from top to bottom, which is the way the vast majority of HR and Hiring Managers read a resume. So, I read the candidate’s description of his or her current position and my first reaction is “Where’s the beef?” Gordon Ramsey is frequently frustrated by the lack of ingredients in the dishes he orders. The fish is cold or undercooked. The sauce is bland. My exact reaction to a resume that contains a list, or worse a 15-line paragraph, of just tasks and duties. I can see what you’ve done â€" but not what you’ve accomplished. It’s bland, and the main ingredients are under- or over-cooked. Back To The Beginning There are many common elements in these reality shows â€" in addition to the strong language. One of them I’ll label as “simplification.” For restaurants and bars, even many of the manufacturing or retail businesses, a primary goal is not expansion, it’s reduction. Often it’s reducing the number of items on a menu from over 150 to less than thirty. Another frequent problem is these businesses have a “save everything” mentality for useless inventory and distracting memorabilia. And I’ve had both of these reactions to several resumes I’ve received. One of them followed the introductory contact information with a section listing more than 25 different skills. Several other resumes I’ve seen have listed too many jobs going back too many years, too many courses, too many awards â€" Too much information â€" that’s not relevant to a resume. I’ve noticed that Gordon Ramsey almost always asks “what’s the special?” or “What do you recommend?” On Bar Rescue, the “Recon Teams” ask the same questions. Even Marcus Lemonis on “The Profit” is often asking “What business are you really in?” When I see a resume with “too much information,” either with lists of skills or duties from an endless job description, I want to ask, simply, “What’s your special?” It’s Time For “Resume Makeover!” Each of these shows follows a very structured process for remaking the target business. I’m thinking that each might also provide an interesting alternative structure for developing a more effective resume. Or perhaps this might provide a different way of finding ways to improve a resume for today’s highly competitive market. Let’s start with Marcus Lemonis’s clearly focused strategy of “People, Product, and Process.” While there remains some debate over the appropriateness of an objective statement, a professional summary, or nothing at the beginning of a resume, I believe that a well-written summary statement that emphasizes your professional strengths is an effective way to personalize the start of your resume. The summary statement should be customized to the position and company you’re applying to. This is similar to understanding the cuisine of, for example, an Italian restaurant. It’s understanding the mission of a manufacturing or retail business. The most important part of your resume, the track record of your accomplishments should clearly consider this model. For each of the positions recorded on your resume, craft a statement that clearly addresses the results achieved (product), how you achieved that result (process), and who (people) was involved (for team and leadership accomplishments). Describing the process is where you demonstrate your skills, not with a list of general terms. Summary This is one different way of looking at improving your resume. In Part II, I’ll examine structuring your resume based on some of the principles for “Kitchen Nightmares” and “Bar Rescue.” Disclosure: This post is sponsored by a Work It Daily-approved expert. You can learn more about expert posts here. Photo Credit: Bigstock Have you joined our career growth club?Join Us Today!